Modern banking, precisely designed.
A modern banking concept for Nigeria

YOUR MONEY.IN PERFECTWORKING ORDER.

Aurum brings your balance, transfers, savings, cards and insights into one precise mobile banking experience.

Explore Aurum
Security designed into every actionFast, clear transaction flows
AURUM

5312 ···· ···· 4821

ADAEZE N. NAKA12/28
9:41● ●
Good morningAdaeze
AVAILABLE BALANCE₦2,486,290.54+12.4% this month
SendRequestPayTop up
Recent activitySee all
F
FreshMartToday · Groceries
−₦24,500
H
Halcyon LtdSalary · Yesterday
+₦1,250,000
T
Tunde AdeyemiTransfer · Yesterday
−₦35,000
AVAILABLE BALANCE₦2,486,290.54 12.4%
TRANSFER COMPLETE+₦75,000
SAVINGS GOAL85%
01

Move. Save. See clearly.

02Financial order

SCATTERED
BECOMES
SINGULAR.

Your financial life should not feel like five disconnected systems. Aurum assembles every moving part into one legible position.

BANK ACCOUNT₦850,000
SAVINGS₦420,000
CARD SPEND₦160,000
SUBSCRIPTIONS₦48,500
UPCOMING BILLS4
ONE PLACE.
EVERY FINANCIAL MOVE.
EVERYTHING, ASSEMBLED
ONE PLACE.
EVERY FINANCIAL MOVE.
AVAILABLE BALANCE₦2,486,290.54 12.4% this month
03The product

FIVE SCENES.
ONE PHONE.

A continuous product tour, organized around the moments that matter.

9:41● ●
Good morningAdaeze
AVAILABLE BALANCE₦2,486,290.54+12.4% this month
SendRequestPayTop up
Recent activitySee all
F
FreshMartToday · Groceries
−₦24,500
H
Halcyon LtdSalary · Yesterday
+₦1,250,000
T
Tunde AdeyemiTransfer · Yesterday
−₦35,000
1 / 5

Balance, recent activity and the actions you use most—arranged around what matters now.

01Home
9:41● ●
Good morningAdaeze
AVAILABLE BALANCE₦2,486,290.54+12.4% this month
SendRequestPayTop up
Recent activitySee all
F
FreshMartToday · Groceries
−₦24,500
H
Halcyon LtdSalary · Yesterday
+₦1,250,000
T
Tunde AdeyemiTransfer · Yesterday
−₦35,000

Balance, recent activity and the actions you use most—arranged around what matters now.

02Transfers
9:41● ●
‹Send money•••
RECIPIENT
TA
Tobi AdeyemiAurum · 0184
AMOUNT

₦35,000

FEEFreeARRIVESInstantly
Confirm & Send

Choose a recipient, confirm the amount and watch the transfer resolve in one composed flow.

03Savings
9:41● ●
‹Vaults+
EMERGENCY FUND₦680,000of ₦800,000
85% complete
Tokyo trip₦170k / ₦500k
New laptop₦240k / ₦600k

You’re ₦120,000 away from your goal.

Set a target, automate contributions and understand exactly what remains between you and the goal.

04Cards
9:41● ●
‹Your card•••
AURUM

5312 ···· ···· 4821

ADAEZE N. NAKA12/28
Freeze card
Online payments
Contactless
Monthly limit₦800,000

Freeze spending, tune limits and manage every channel without a call or a queue.

05Insights
9:41● ●
‹Cash flowSep
NET CASH FLOW+₦412,300+12.8% this month
INCOME₦1.25MSPEND₦837k

Dining spend is down 18% this month.

A clear cash-flow view turns transactions into decisions without turning your life into a spreadsheet.

1 / 5Swipe to explore
04Send money

MONEYSHOULDMOVE.

One recipient. One clear amount. One immediate confirmation.

SEND MONEY01 / 01
TA
Tobi AdeyemiAurum account · 0184
₦35,000Balance ₦2,486,290.54
05Smart savings
85%COMPLETE
EMERGENCY FUND₦680,000of ₦800,000

A GOAL THATMOVES WITH YOU.

Aurum turns intention into a visible system: automated contributions, clear milestones, no confetti.

0%25%50%75%85%
You’re ₦120,000 away from your goal.
06Cards

YOUR CARD.YOUR RULES.

Control the object itself. Freeze it, set where it works, and choose how much it can spend.

CARD ACTIVECard ending 4821 is ready to use.
AURUM

5312 ···· ···· 4821

ADAEZE N. NAKA12/28
Freeze card
Online transactions
Contactless
International transactions
Spending limit₦800,000
READYTAP CARD
07Everyday payments

ONE TAP.NO SECONDTHOUGHT.

A simple payment with one useful result: the right amount, the right merchant, the right card.

08Invisible infrastructure

TRUST IS ASYSTEM, NOTA SYMBOL.

Every transaction moves through layered checks before approval. No theatrics. Just precise signals doing their work.

DEVICEVerified
IDENTITYVerified
LOCATIONExpected
BEHAVIORNormal
ENCRYPTIONProtected
FRAUD CHECKPassed
TRANSACTION
APPROVED
LOW RISK
09Cash flow

SEE THEMONEYMOVE.

Income, expenses and net position—with the noise edited out.

THIS MONTH+12.8%
INCOME₦1.25MEXPENSES₦837KNET CASH FLOW+₦412K
APRMAYJUNJULAUGSEP
IncomeExpenses
A young Black professional using her phone and payment card
10In the world

YOUR MONEY.YOUR CONTROL.WHEREVER YOU ARE.

MONTHLY SPEND₦284,200 12% lower
11Everything considered

THE TOOLS.
WITHOUT THE
CLUTTER.

01

Instant transfers

Send to banks and wallets with a clear, traceable confirmation.

02

Smart savings

Build goals through milestones and automatic contributions.

03

Cards

Control physical and virtual cards from the same precise surface.

04

Bills

Organize recurring payments without losing sight of cash flow.

05

Financial insights

Understand patterns and the decisions they make possible.

12Illustrative customer story
“I stopped checking four places before making one decision.”

A fictional product scenario showing how a Lagos business owner could bring daily transfers, card spend and savings into one clear view.

Concept content — not a customer endorsement

“The freeze control is exactly where I expect it.”

“Savings feels like a plan—not a lecture.”

Ready when you are.

YOUR MONEY.FINALLY INYOUR CONTROL.

Explore Aurum
Aurum is currently presented as a product concept.